budgetting
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Submitted by miel on 01/14/2010 02:25 AM Flag This Paper
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budgetting
Budgeting weekly allowance is common for college students who were far away from home. As I entered the University of Philippines here in Baguio, this is one of my major problems. Living away from my hometown, Tarlac, is one of the factor contributing to this challenge.
Before, I used to check and check my wallet with the thought of having a money shortage. Then, I would have to call my parents to allow me to withdraw extra money. I guess the shortening happened because of my laziness and uncontrolled habit of buying things that I wanted even if it’s not necessary.
Thinking of how to manage my money well, I thought of being wise and practical ways to spend it. Lots of self- control is needed to begin with money budgeting. Now, I go to mall only when needed. I avoid walking in the street late to avoid night market. If I was about to go to a place, I would ride a jeepney instead of a taxi. If it is near, I would rather have myself exercised. Before buying things, I would ask myself first if I would buy it because it is necessary or just I wanted to. If it’s necessary, then it’s okay. If it’s just because I wanted to buy it, I think again about budgeting money well. Then if the week end comes and I have money left, I reward myself by buying things I wanted or just save it to buy bigger stuffs.
A problem can be solved in many different ways. As a saying goes “Kung ayaw may dahilan, kung gusto maraming puwedeng paraan.†ïŠ